南充美兴小额贷款有限责任公司（以下简称 南充美兴 ）成立于2007年9月，是在中国成立的全外资小额贷款公司。南充美兴的宗旨是通过为农户、个体工商户及小微企业家提供方便快捷的金融服务，从而改善客户及其家庭的生活条件。南充美兴由四家国际知名企业共同投资成立，分别是法国美兴集团、世界银行集团国际金融公司、德国复兴信贷银行、环球发展基金公司。2007 年12月15日，时任世界银行行长罗伯特• 佐利克先生亲临四川省南充市出席了南充美兴的开业典礼，并为南充美兴的成立剪彩致辞。法国美兴集团作为南充美兴的控股公司，有着丰富的微贷经验。国外微贷理念与近十年的市场实践经验完美结合，确保了南充美兴的持续发展，促进了当地经济，推动了普惠金融建设。

MC NC, based in Sichuan province, is one of the pilot micro-credit companies established via the People’s Bank of China’s initiative to improve rural infrastructure. It is also the first foreign-owned Micro Credit Company in China. Compared with traditional lenders, MC NC’s product is more target to the needs of Chinese micro and small entrepreneurs as well as rural households, delivering faster service through the utilization of simplified procedures.

MicroCred Nanchong is a greenfield microfinance institution (MFI). It proposes a range of products from micro-loans for micro-enterprises t